PERSONAL PENSIONS • SIPPs • COMPANY PENSIONS • ANNUITIES • OPEN MARKET OPTION • INCOME DRAWDOWN
Pension Advice & Retirement Planning
The next time a bloke down the pub tells you pensions are a waste of time, ask them when they last had theirs reviewed. ‘When I took it out,’ will invariably be the reply, or ‘don’t talk to me about Pensions’ will reverberate around the room.
Wait, what’s that noise….Thud, thud, thud. That’s the sound of us banging our heads against a brick wall.
If you bought a car 30 years ago and never had it serviced, what state do you think it would be in? Knackered, rusting and underperforming probably. Pensions MUST be reviewed regularly.
Like or loathe them, Pensions are likely to be the key to your standard of living for 20-30+ years of your life.
That’s pretty significant.
How can we help with your pension
Pensions are an investment, and like any other Investment they need to be reviewed (or ‘revood’ as we say in Norfolk).
If you had several thousand pounds sat in a bank account would you let it sit there and rot? No. So why do it with a pension that has such an important effect on your life.
Let us look after your pension, and give it the love and attention it deserves.
Why is a pension a good idea?
You pay money into a pot
The government tops up your pot (yes that’s right, the government gives you tax relief on your money!)
Growth is tax free
Can’t be all bad huh?
Don’t get me wrong, pensions aren’t perfect, and there are a lot of crummy old plans out there that need to be reviewed, but pensions form an integral part of your overall retirement planning along with ISAs (and property, if you’re that way inclined).
So, are pensions a waste of time? NO.